Card Rewards
Some cardholders praise the flat 10% cashback and travel-related benefits, including airport lounge access.
Mawarid Finance PJSC
Al Quoz
Mawarid Finance PJSC is an Islamic finance and investments group in Al Quoz, with customer reviews centred on credit cards, personal finance and vehicle loans. It may be worth considering for a labour guarantee card or an auto loan, though service follow-up appears uneven.
Reputation Score
3.0
★★★☆☆
133 ratings
Source: Google Maps
The Good Stuff
Guarantee Refunds
Recent reviews describe labour guarantee applications and refunds as clear, helpful and sometimes faster than expected.
Auto Loans
Customers describe the auto loan process as smooth, with customer service helping throughout the application.
Clear Guidance
One reviewer said the process was explained clearly and in detail, with questions answered patiently.
Card Closure
A customer found the card-closing process smooth, efficient and promptly handled.
Human Support
One review specifically valued knowledgeable staff and the absence of an automated chatbot between the customer and support.
Tips for a Better Visit
Confirm Cashback. Ask for the cashback timing and terms in writing before spending; one cardholder saw zero cashback across two statements.
Track Transfers. Keep transfer proof and follow up if the card balance does not update, as one review reports a wait of up to 72 hours.
Check Approval. Do not rely on informal approval assurances; confirm eligibility and possible credit-score impact before applying.
Bring Documents. For a labour guarantee refund, bring the required papers and ask for a registered reference; one customer received funds the same afternoon.
Allow Parking. Plan for paid RTA parking rather than expecting a space directly outside.
Plan the visit
Practical details
Al Sayyah Building - Showroom No. 3 Sheikh Zayed Rd
Al Qouz Ind.third - Al Quoz, Dubai
| Mon | 8:00 AM – 2:30 PM |
| Tue | 8:00 AM – 2:30 PM |
| Wed | 8:00 AM – 2:30 PM |
| Thu | 8:00 AM – 2:30 PM |
| Fri | 8:00 AM – 11:30 AM |
| Sat | 8:00 AM – 2:30 PM |
| Sun | Closed |
Popular Mentions
Mawarid Credit Card
A reviewed card product praised for cashback and benefits, although other customers dispute whether cashback is consistently credited.
Falak tayaab program
A rewards program one reviewer described as offering straightaway 10% cashback without spending criteria.
Common Concerns
Cashback Disputes
Several reviews say promised cashback did not appear, despite card spending and follow-up.
Slow Updates
A cardholder reported transfers taking up to 72 hours to reflect, with unclear support and no proper tracking.
Application Rejections
Some applicants say their credit card applications were rejected after documentation was completed or expectations were set.
Older Delays
Older labour guarantee reviews describe lengthy waits, inconsistent check updates and difficulty reaching the call centre.
Parking Limits
One visitor reported no parking outside and reliance on paid RTA parking.
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The Bottom Line
Mawarid Finance PJSC is an Islamic finance and investments group in Al Quoz. Reviews point to four practical reasons people visit: Mawarid credit cards, auto loans, personal finance and labour guarantee cards or refunds. The strongest recent experiences describe straightforward loan processing, patient explanations and helpful assistance with guarantee paperwork.
One labour guarantee refund reportedly reached the customer within three working days, while another was received the same afternoon after the request was registered. The credit card story is more complicated. Customers praise the Falak tayaab program, flat 10% cashback claims, travel benefits and airport lounge access.
At the same time, other cardholders say cashback failed to appear, transfers took up to 72 hours to reflect, or customer care did not respond clearly. A completed application also does not guarantee approval; one applicant with a stated credit score of 662 was still declined. If you are applying, confirm eligibility, cashback conditions and processing times before committing, and keep written records of emails, transfers and submitted documents.
Older labour guarantee reviews describe waits of more than 100 days and inconsistent check updates, although newer reviews are notably more positive. Parking may also require paid RTA parking, with one visitor reporting no spaces outside.