Competitive quotes
One motor-insurance customer found ADNIC’s conditions competitive and the quote lower than alternatives.
ADNIC
Umm Hurair
ADNIC is an insurance company in Umm Hurair, offering consumer and commercial cover including vehicle and health insurance. Reviews also mention short-term options, such as two-week third-party bike insurance, alongside mixed experiences with claims and approvals.
Reputation Score
3.3
★★★☆☆
495 ratings
Source: Google Maps
The Good Stuff
Quick claims
A customer reported a quick claims process with detailed explanations and timely updates.
Short cover
A temporary-import bike owner obtained third-party cover for two weeks instead of the usual one-year minimum elsewhere.
Tips for a Better Visit
Save quotes. Keep the written quotation and its validity dates; one customer said a documented AED 2,362 motor quote was not honoured.
Check exclusions. Before buying health cover, ask how pre-existing, congenital and non-declared conditions will be assessed.
Confirm pharmacy. Confirm that your pharmacy ID is active before needing medicine; one customer waited two days for setup.
Plan follow-ups. Allow extra time for claims and record every follow-up, as one motor claim remained in a garage for 15 days.
Verify location. Check the branch location before travelling; one customer said the Dubai listing led to the court instead.
Plan the visit
Practical details
Dubai Supreme Court, Umm Hurair 2
Umm Hurair Second - Deira, Dubai
| Mon | 8:00 AM – 5:00 PM |
| Tue | 8:00 AM – 5:00 PM |
| Wed | 8:00 AM – 5:00 PM |
| Thu | 8:00 AM – 5:00 PM |
| Fri | 8:00 AM – 12:00 PM |
| Sat | Closed |
| Sun | Closed |
Popular Mentions
Gold insurance
A customer discussed medication approvals under ADNIC Gold health insurance.
Platinum level G+1
One review refers to ADNIC’s Platinum level G+1 medical plan while criticising its claim handling.
Travel insurance
A customer bought travel insurance for a Japan trip and needed a minor policy amendment.
TPL insurance
A temporary-import bike owner used ADNIC for short-term third-party liability cover.
Common Concerns
Slow approvals
Health-insurance reviews repeatedly describe medication and treatment approvals taking weeks or receiving no response.
Claim delays
Motor-claim customers reported cars sitting in approved garages without progress or clear follow-up.
Emergency waits
One roadside-assistance request promised a 20-minute recovery but left the customer waiting two hours at night.
Changing quotes
A motor-renewal quotation reportedly changed from AED 2,362 to AED 3,150 during its stated validity period.
Unanswered calls
Several reviews describe unanswered calls, transfers between departments and little accountability for unresolved cases.
Customer-reported prices
These are customer-reported mentions, not a current price list. Prices may have changed.
70,000 Dirhams
gold insurance
“I paid 70,000 Dirhams for the gold insurance so I do not have headaches when any emergency happens”Google review · February 2024
DXB
LOCAL
LOCAL
The Bottom Line
ADNIC is a UAE insurance provider where you can arrange vehicle, health, travel, credit-shield and other consumer or commercial cover. The reviews show a useful spread of products: one customer obtained third-party insurance for a temporarily imported bike for just two weeks, while others discuss motor renewals, Gold health insurance and ENBD Credit Shield Pro. There are a few encouraging accounts.
A motor customer described the conditions as competitive and the quote as favourable compared with other insurers. Another reported a quick, well-explained claims process, and a short-term bike policy was available when other companies required a full year. The dominant recent theme, however, is difficult service when a claim or approval is urgent.
Customers describe medication refusals, disputed pre-existing or congenital-condition classifications, unanswered calls and long waits for approvals. Vehicle owners mention cars sitting in approved garages, delayed final authorisation and roadside recovery taking two hours instead of the promised 20 minutes. If you are considering ADNIC, read the exclusions closely and keep quotations, medical documents and every follow-up in writing.
Confirm pharmacy setup and emergency procedures before relying on the policy. The experience appears highly dependent on the specific product and claim, so the headline price alone is not enough to judge the cover.